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Tap the button below to get started today. All through our network of trusted dealers and all from the comfort of your home. You can sell your old car for a great price, and get the best deals on a new one. Looking for an easy way to change your car? Then Carwow is the place to go. The car you’re driving could even be confiscated and destroyed. Depending on circumstances, you could even end up in court, where you could receive an unlimited fine and a driving ban. Pretty hefty: if you drive a car without insurance and are caught, you can expect a minimum of six penalty points on your driving licence, as well as a £300 fine. What’s the punishment for test driving a car without insurance? Will my comprehensive car insurance cover test driving a car?Īs covered above, many comprehensive insurance policies offer a ‘Driving Other Cars’ provision, but this is not true of all policies, while you may well only be insured for third-party liability. How much you pay will depend on the car you want to test drive and your own personal profile.

Can I get temporary car insurance to test drive a car?Ībsolutely: this can be arranged either with a dedicated temporary insurance provider offering ‘day cover’, or by contacting your existing insurer and asking them to cover you fully comprehensively to drive the car you want to test drive. Or you could avoid all the hassle of selling privately by heading over to our Sell My Car service, which will see dealers bid on your car, leaving you to pick the best offer. We would also advise anyone selling their car privately to insist anyone coming to test drive it is fully insured to drive it if they crash the car and only have third-party cover, you could find yourself really stuck. It’s also worth highlighting that third-party cover won’t pay out for damage to the car you are driving if you have a collision – it will only cover the costs of other cars/people/buildings you damage.īecause of this, taking out fully comprehensive temporary insurance cover for the car you want to drive on the day you want to drive it is a wise move. If you’re buying a car from a private individual rather than a dealer you will need to make sure you are insured to test drive the car.Ĭomprehensive insurance policies may well provide third-party cover if you drive someone else’s car with their permission, but this is not true of all policies, so be sure to check with your provider before taking a test drive. What if I want to test a car being sold privately? You may also need extra cover if you’re taking an extended test drive over a day or more, though – but again, the dealer may be able to sort this for you. Do be sure to check the details of this cover, though: there may be age restrictions, or certain exemptions to what the insurance covers you for. If you’re buying from a car dealer, chances are they will have an insurance policy that covers people test driving their cars.

Just because you must have insurance to test drive a car, doesn’t mean you have to take a policy out yourself. Will I be covered under a dealership’s insurance? Yes, absolutely, positively, 100% of the time even if you only have the bare minimum of third-party cover, you must be insured to drive a car before you take it on the public highway. All cars – even those being test driven – must be insured before they can be driven on the road, and severe penalties exist for uninsured drivers, even if the lapse was unintentional.

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